Selecting Bad Credit Credit Cards [mortgageinsuranceguide.blogspot.com]
creditcardtruth.com Before you waste thousands or even tens of thousands of dollars on hidden penalties and fees there's something you REALLY need to know That Zero Percent (Or No Annual Fee) Credit Card You're About To Apply For Might Really Be a Wolf In Sheep's Clothing And If You Set That Seductive Little Plastic Monster Loose on Your Bank Account Without Protection... He'll Devour Your Hard Earned Money Faster Than a Sirloin Roast in a Gourmet Butcher's Shop.On the other hand, if you follow these our easy steps to avoid common traps (and choose the card that's right for you)... you just might get some very welcome financial relief. At Credit Card Truth, we're a group of psychologists, researchers and ordinary business people fed up with how badly credit card companies treat their customers. So we hired a research team to review over a hundred zero percent and no annual fee offers...and what they found could easily save you thousands in unnecessary interest, fees, and penalties. So pay close attention while we talk about: Avoiding The 4 Most Dangerous Zero Percent Traps ZERO PERCENT CARD TRAP 1: THE BALANCE TRANSFER SHELL GAME IN MANY OFFERS THE ZERO PERCENT RATE APPLIES ONLY TO BALANCE TRANSFERS: Here's how this works... Interest on NEW PURCHASES is charged at a much higher rate... There's often a "new purchases minimum" required each month to keep your zero percent rate ... And balance transfer fees can be as high as 3% TO BEAT THE SHELL GAME ... Try to pay off your ...
mortgageinsuranceguide.blogspot.com Credit Cards - The Shocking Truth
What exactly do we mean by bad credit credit cards? These are the credit cards that are specially designed for people who have a bad credit and who wish to rebuild their credit reputation.
Introduction
There are a lot of banks of other bad credit credit cards issuers who boast of issuing these cards to help bad credit holders to improve their credit rating. However, many of these issuers are just fake players who are there in the market to take undue advantage of such people. So, before you select a issuer for your credit card for bad credit, make sure that you check its reputation without fail. Internet is the best place to find genuine issuers of credit cards for poor credit holders.
Secured or unsecured credit cards
One of the most important points is to select between secured and unsecured credit cards for bad credit holders.
Your income stability is one of the major factors that would help you to decide between these two types of credit cards. A secured credit card is issued on the basis of deposit that you have to make as a security. Unsecured credit cards do not require such securities but have comparatively higher charges and fee attached to them when compared to secured credit cards.Other points
Before you select a bad credit credit card for your use, make sure that you compare various types of such cards available in the market on the basis of APR, monthly or yearly financial charges, and provisions related to periodical extension of credit limits.
Also enquire whether or not your credit card issuer sends you monthly reports of your account. Check out if your issuing agency provides you with round-the-clock customer service. All this will help you to keep a track of your credit card account.A good credit card for bad credit agency helps you better to improve your credit image.
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